What it costs to keep the lights on.
Most people chase a vague “more” forever. Get one number instead: what it costs to keep your life running for a month. Turn it into an hourly rate, and every dollar you earn on the side has a job: buying back hours of your life. Read Corey's post on the exercise.
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Find your magic number
One month of necessities only: the bills that don't stop coming. No restaurants, no subscriptions, no someday-vacation. Use real bills. Look them up; don't estimate from memory.
Still in uniform? Use what each one will cost after you get out. BAH stops, and health coverage becomes a bill.
Your hourly living rate
About 160 for a normal full-time schedule.
Every dollar buys an hour back
Optional. Leave it blank if you haven't started yet.
How long your savings last
Optional. Cash you could use to cover your magic number if the paycheck stopped.
This is arithmetic for planning, not financial advice.
Transition OPORD · $12Put this number on your separation dates.The month your cash runs short, your leave and health choices side by side, and a post-transition financial plan, built from your free transition timeline. Start with the timeline.Build my timeline ▸Free · 7 minutes · no email neededYou have the number. Now the plan.Five short sections about your actual position — money, time, and what you want out of this. You get a readiness score and the move that fits it on screen, before we ask you for anything.Take the assessment ▸